Compare Car Insurance Quotes In Your Zip Code

The Truth About Accident Forgiveness

Accident Forgiveness, a term that invokes trust — yet rarely scrutinized deeply. Most drivers cling to it, thinking they’re shielded from premium spikes after an unfortunate mishap. But is this peace of mind exactly what it seems?

The reality is, not all accident forgiveness clauses are made equal. Many come with stringent criteria that might catch you by surprise. Have you checked if your policy actually includes such features, or is it a fleeting promise backed by conditions?

Insider tip: sometimes the extra cost for accident forgiveness might exceed the savings you’re looking to achieve. An initial reflection makes all the difference. But here’s the kicker.

Some clauses may only apply upon your policy renewal, leaving a substantial gap between protection and reality. Your premiums might increase post-accident far before any forgiveness intervenes. How does this redefine your safety net?